In Saints Row, you just whip your in-game phone out and you can change whatever you want, as much as you want. Even a haircut is off limits in Night City. In Cyberpunk, as in a lot of other character creators, you only get to see your design in the specific menu lighting, and then are locked into it. But this detail is useless if it wrests control away from you.
The Cyberpunk comparison is important because its character creator has been lauded, even away from the generous interpretation of its progressive trans acceptance, for its intricate detail. Related: Night City's Soul Belongs To A Turtle